From: simon.murfin@______.com Date: Mon, 21 Jan 2002 13:46:07 +0000 Really sorry to hear about what must have been a thoroughly cr*p day. Apologies if this is all old news to you, as an experienced crasher :-), but I jotted down a few things that Ixies passed on to me when I was punted off. Perhaps someone (Adam?) could build up a FAQ on this? On that theme, is there any interest in a series of FAQs? I've been keeping useful posts for a while on a range of topics (e.g. brakes, suspension etc etc) that might be worth sharing. I guess this could be a starting point for the "I've had an accident, what now?" FAQ - Get witnesses details - Even if you are only slightly hurt make sure the Police attend (assuming that you've not been a complete prat and caused the accident) - If you need a solicitor to help, one of the Ixion recommended solicitors is the White Dalton Partnership (I'm sure other Ixies have other recommendations...) - The legal guys (claims management etc) fall generally into two camps, shysters that take up to 30% of your payout and those that claim costs from the other guy and let you keep all the settlement. If you are a MAG member then you already have access to the second type through MAGGold, or you can pay £16 for membership and then use the service. Alternatively, there are others out there that only charge about ten pounds to instigate a claim.
[Note: The MAG scheme has been discontinued, other similar schemes are available]
- take photo's every day if you can (I used the day's paper as a back drop so you could see the date they were taken) and of your bike and gear if its been damaged. - Keep a record of when you would have used your bike - both for work and pleasure as this helps to substantiate a loss of use claim (about £60 a week) - ask the doctor for a copy of your notes from the hospital and if you can keep any x-rays - you are probably less likely to lose them, it will speed up the whole process, and if you do need to use a solicitor, it makes their job easier - Keep a diary of how you are feeling, what you can't do and for how long, when your leg hurts etc Make a note even if today is the same as yesterday. Note when you visit doctors etc...When you go back to work. The whole lot. This is so when 2 years down the line a partisan doctor for the other drivers insurance asks "and when did you do x" you'll be able to refer to an exact document, not give a vague answer that he cuts up in to pieces. - If the bike is written off, immediately start finding out what bikes similar to yours are being sold for (in a dealer if that's where you bought it) and push the Ins Co for the same amount. Don't forget to include the cost of any accessories that have also been damaged. Push for New for old on these as you probably won't be able to buy a second hand widget for a [Fazer] that easily. Dealers in London charge a bit more than elsewhere and originally my Ins Co. wouldn't give me enough to replace the bike. A few MCN adverts and the threat of charging expenses for every time I visited a dealer far enough away to be able to afford the bike soon saw a higher offer. - Make a note of the claim handlers name, number, case ref. etc. Simon
Note: The solicitor Simon mentioned is the
White Dalton Partnership
Pitstone Green Business Park
Westfield Road, Pitstone
We have no connection with the Partnership, other than several Ixies having been successfully represented by them.